| Blue from American Express |
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Written by yangying
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| January 15, 2008 09:48 |
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Credit Card Description: Ideal for you if: You're looking for a wide range of rewards with no yearly limits or expiration policy.
Blue from American Express is the perfect rewards card for people who don't want restrictions or deadlines when it comes to their rewards program. Blue's Fee-Free Rewards program gives you a wide range of products and services to choose from - but it also doesn't impose any yearly limit or expiration dates on the points you earn.
The flexibility with redeeming the points is also extended to the number of places they can be used. You can choose from airlines, hotels, merchandise and gift certificates. It's why Blue's rewards program is recognized as tops in the industry.
Of course, a 0% introductory rate for the first 15 months doesn't hurt either. There is also an amazingly low 4.99% introductory rate on balance transfers.
The card also features a number of American Express benefits, including discounts on CDs and downloaded music, as well discounts at participating merchants. There is also no liability for Internet transactions - a must in today's online world.
Here's a brief recap of the top benefits:
Rewards the Way You Want Them - You get amazing flexibility with Blue's Fee-Free Rewards Program. A wide range of rewards, with no expiration date or yearly limits on your points.
0% for the first 15 months - A nice introductory APR is paired with an attractive 4.99% intro rate on balance transfers.
AMEX benefits - American Express packs quite a punch when it comes to benefits, including unique music-related rewards.
Other perks include: - Discounts on CDs and downloadable music.
- No liability for unauthorized Internet transactions
- Extended warranties for purchases.
- Purchase protection.
• Up to $100,000 in travel accident insurance. Credit Card Rates Purchases: | Introductory APR: | 0% | | Introductory Period: | 15 months | | Ongoing APR: | 12.49% | | Default APR: | 20.49% | | Minimum Grace Period: | 20 days | Minimum Finance
Charge: | $0.50 |
| Balance Transfers: | Introductory APR: | 4.99% | | Introductory Period: | Until
Paid Off | | Ongoing APR: | 12.49% | | Default APR: | 20.49% | | Minimum Grace Period: | n/a | Minimum Finance
Charge: | $0.50 |
| Cash Advances: | Introductory APR: | n/a | | Introductory Period: | n/a | | Ongoing APR: | 22.49% | | Default APR: | 20.49% | | Minimum Grace Period: | n/a | Minimum Finance
Charge: | $0.50 |
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Credit Card Transaction Fees Balance Transfer Fees: | Minimum: | $5 | | Fee Rate: | 3% | | Maximum: | $99 |
| Cash Advance Fees: | Minimum: | $5 | | Fee Rate: | 3% | | Maximum: | n/a |
| Foreign Exchange Fees: | Minimum: | n/a | | Fee Rate: | n/a | | Maximum: | n/a |
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Credit Card Other Fees Initial Fees: | Maintenance Fees: | Penalty Fees: |
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