More Card Written by yangying       January 15, 2008 10:00 Card Highlights: Card Category: Consumer Card Type: Unsecured Required Credit Rating: Excellent / Good Issuing Country: United States     Rating: INTEREST RATES 80% MAINTENANCE FEES 100% FEATURES & BENEFITS 80% REWARD PROGRAM 90% CUSTOMER SERVICE 70% OVERALL RATING 84%            About: 0% Intro APR.* No Annual Fee. 5% Cashback Bonus®.** Up to 1% Cashback Bonus on all other purchases automatically. Unlimited cash rewards. $0 Fraud Liability Guarantee.         Internet is the SAFEST & FASTEST       way to apply for a credit card!   Credit Card Rates Purchases: Introductory APR: 0% Introductory Period: 6 months Ongoing APR: 10.99%± Default APR: 28.99% Minimum Grace Period: 25 days Minimum Finance Charge: $0.50 Balance Transfers: Introductory APR: 0% Introductory Period: 12 months± Ongoing APR: 10.99%± Default APR: 28.99% Minimum Grace Period: n/a Minimum Finance Charge: $0.50 Cash Advances: Introductory APR: n/a Introductory Period: n/a Ongoing APR: 23.99% Default APR: 28.99% Minimum Grace Period: n/a Minimum Finance Charge: $0.50 Credit Card Transaction Fees Balance Transfer Fees: Minimum: $10 Fee Rate: 3% Maximum: $75 Cash Advance Fees: Minimum: $5 Fee Rate: 3% Maximum: n/a Foreign Exchange Fees: Minimum: n/a Fee Rate: n/a Maximum: n/a Credit Card Other Fees Initial Fees: Setup Fee: $0 Maintenance Fees: Annual Fee: $0 Penalty Fees: Late Payment Fee: $19