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Platinum Visa
Written by yangying      
January 15, 2008 10:11

Card Highlights:

Card Category:Consumer
Card Type:Unsecured
Required Credit Rating:Excellent / Good
Issuing Country:United States

Available Rewards:

No Miles Rewards
Miles		No Cash Rewards
Cash		No Point Rewards
Points		No Charity Rewards
Charity
 

Rating:

INTEREST RATES
90%
MAINTENANCE FEES
100%
FEATURES & BENEFITS
100%
REWARD PROGRAM
80%
CUSTOMER SERVICE
100%
OVERALL RATING
94%

            About:

  • 0% Intro APR for up to 12 months.
  • No Annual Fee.
  • Free Online Account Access.
  • Free travel services.
 Internet is the SAFEST & FASTEST
way to apply for a credit card!
 

Credit Card Rates

Purchases:

Introductory APR:0%
Introductory Period:12 months
Ongoing APR:13.49%
Default APR:31.49%
Minimum Grace Period:20 days
Minimum Finance
Charge:		$1.00

Balance Transfers:

Introductory APR:0%
Introductory Period:12 months
Ongoing APR:13.49%
Default APR:31.49%
Minimum Grace Period:n/a
Minimum Finance
Charge:		$1.00

Cash Advances:

Introductory APR:n/a
Introductory Period:n/a
Ongoing APR:23.49%
Default APR:31.49%
Minimum Grace Period:n/a
Minimum Finance
Charge:		$1.00

Credit Card Transaction Fees

Balance Transfer Fees:

Minimum:$5
Fee Rate:3%
Maximum:$75

Cash Advance Fees:

Minimum:$10
Fee Rate:3%
Maximum:n/a

Foreign Exchange Fees:

Minimum:n/a
Fee Rate:3%
Maximum:n/a

Credit Card Other Fees

Initial Fees:

Setup Fee:$0

Maintenance Fees:

Annual Fee:$0

Penalty Fees:

Late Payment Fee:$15